3DS: Benefits of version 1.0, 2.1 and 2.2

The table below shows some of the SCA based benefits of the different versions of 3DS:

Version	Features
3DS 1.0	Basic two-factor authentication Support with dynamic linking
EMV 3DS 2.1	Support with real time dynamic linking Mobile device compatibility Non-payment authentication Transaction Risk Analysis reduced capability Enhanced data sharing Biometric authentication Merchant Initiated Transactions (varied implementation by schemes)
EMV 3DS 2.2	Additional device compatibility Transaction Risk Analysis full capability Trusted beneficiaries Enhanced user experience Enables smooth integration to mobile banking authentication and biometrics Merchant Initiated Transactions 3RI Technology required for some use cases e.g. travel