Welcome to Woohoo Pay

Business Loans based on your card income

If you earn any of your income using cards we can help your business. That includes any income your earn online through services such as Stripe or Paypal.

"If you are earning income using any of the food delivery platforms such as Just-Eat or Deliveroo you can use that cashflow to access a business loan.."
Louis Roche
All your repayments are set as a % of your daily income not a nasty chunky fixed monthly repayment that can put your business under pressure.

Repayments are Flexible & Daily

If you need short-term funding (up to 12 months) and have card income we can help you. We know that flexibility is what your business needs and we can provide it. We are open for business and are ready to help your business recover from the impact of Covid-19.

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Your repayments will flex as your sales do!

Get access to a more flexible funding solution; paid back only when your customers pay you.

There’s just one single cost that’s agreed upfront – no fixed monthly payments and no hidden fees or penalties. Ever.

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The Process

Apply for the amount of funding your business requires – up to a maximum of 100% of your average monthly card takings is available

2. We will get back to you with a quick decision.

3. Repayments are taken from your daily takings at an agreed percentage split, paid back only when your customers pay you.

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fall in love with our Process

Apply Online

After providing us with your business earns in credit/debit card receipts and a couple of other details you are ready to submit your application.

Review Application

Our team reviews your application within 48 hours and if successful you will receive a loan offer in your account.

Loan Offer

You and your co-signatories can complete your loan completion pack in minutes by digitally signing it in your credit account.

Merchant Changeover

Once your loan pack is completed all you need to do is change over your merchant settlement account.

Loan Drawdown

Once your credit/debit card receipts are settling to WP we will transfer the funds to you so that you can keep growing your business.


Instead of fixed monthly payments you only pay us when your customers pay you. Your repayments are based on an agreed percentage of your future customer card transactions


You can get a quote in just a few minutes, and a decision in less than 24 hours. So you can get back to focusing on growing your business, rather than filling out paperwork.