What is 3DSv2.1?

Version 2.1 is the first version of version 2 available. Version 2.0 was mentioned previously but never was officially in production.

What benefits does 3DSv2.1 provide?

Version 2.1 has a large number of benefits compared to version 1.0:

– Uses more data that can result in more confident risk decisions, fewer step-ups and false declines
– Allows authentication on many devices, especially mobile (instead of browsers only)
– Supports biometrics for authentication challenges
– Provides liability protection for merchants